Automotive Solutions > Automotive Finance

Carlingford aims to make Automotive Solutions easy - we don’t just supply vehicles, we finance them - just like any of the large Banks or Finance companies!

As we are a small and privately owned automotive specialist there are many advantages of using Carlingford’s Automotive Finance solutions:

You have a dedicated relationship manager organising vehicles and finance - this saves time and energy as you are no longer co-ordinating banks, finance companies, finance brokers and automotive dealerships
There are no call centres and definitely no computers making decisions that affect your business
Simple and streamlined credit approval process
We make credit decisions quickly so you can get on with business
As we’re automotive experts, we understand the assets being financed
We finance New and Used vehicles

The features of our core leasing products are:

	Carlingford Operating Lease	Carlingford Finance Lease
Carlingford fleet buying discounts
New or Used vehicles
Simple and streamlined credit process
12 - 60 month terms
Residual agreed at commencement of lease ¹
No initial outlay or costs
Fixed Monthly repayments
On-road costs included in monthly repayments
Registration & CTP included in monthly repayments
Direct Debit from nominated Bank account
Tax deductible repayments ²
Resolution of infringement notices
Vehicle is yours at end of lease
Vehicle returned to Carlingford at end of term
No time or effort to dispose of vehicle
No minor repair or detailing costs before disposal
No auction costs or disposal costs
No holding costs before the vehicle sells
Resale value or depreciation risk removed
Certainty of cost
Certainty of cash flow
Update and refresh vehicles quickly and easily
Automated credit approval for future vehicles ³

¹ Residual must be within Australian Tax Office guidelines

² Providing the vehicle is used for business purposes in generating assessable income

³ Conditions apply

Carlingford’s flagship Operating Lease product not only gives you certainty of cash flow by removing your depreciation or resale risk, but also, you won’t incur the time, cost and hassle of having to dispose of vehicles yourselves. That’s another example of how Carlingford makes automotive solutions easy.